East Georgia State College is the 大多数 affordable college is the Georgia educational system. 

What does this mean to you?  As the 大多数 affordable college, your dollars go further. Grants and 奖学金 you receive cover more of your costs, so you can borrow less, 或者根本没有. This means you could graduate college without having to make monthly payments on a student loan. Or you would have more student loan funds availability for a bachelor’s or master’s degree.

学费 and 费用 at our Swainsboro Campus are only $1,568 per semester, based on 12 credit full-time enrollment. But there is more to EGSC than just affordability. 点击这里 to find out why you should choose East Georgia!

The Federal Direct loan is the 大多数 common student loan program for funding undergraduate and graduate education. Learn more about federal direct loan programs.

Subsidized loans are based on financial need as determined by the Expected Family Contribution on the FAFSA. The federal 政府ernment pays the interest on the Subsidized Loan amount borrowed while the student remain in school at least half-time.

重要提示: 美国. S. Department of Education has temporarily eliminated the interest subsidy on Direct 补贴贷款 during the six month grace period provided to students no longer enrolled on at least a half-time basis. This change will be effective for new 直接贷款 disbursed on or after July 1, 2012 and before July 1, 2014.

如何申请:

  1. 完整的 Free Application for Federal Student Aid (FAFSA) 
  2. 提交 贷款提供 请求 Form
  3. 完整的 Federal Direct Student Loans Entrance Counseling
  4. 标志 Master Promissory Note (MPN) 

Unsubsidized loans are not based on financial need, therefore the federal 政府ernment does not pay the interest during in-school, grace, and deferment periods. 学生 may choose to defer interest payments until repayment begins; however, the student is responsible for all interest that has accrued, which will automatically capitalize to the loan principal.

如何申请:

  1. 完整的 Free Application for Federal Student Aid (FAFSA) 
  2. 提交 贷款提供 请求 Form
  3. 完整的 Federal Direct Student Loans Entrance Counseling
  4. 标志 Master Promissory Note (MPN) 

A Federal PLUS is a loan in the parent’s name for a dependent student enrolled at least half time in a degree-seeking program. It is a non-need based loan with the benefit of having a fixed interest rate. PLUS Loans are available regardless of income or assets, and no collateral is required. While the parent borrower does not have to prove financial need, a credit check is required.

  1. 完整的 Free Application for Federal Student Aid (FAFSA) 
  2. 完整的 Parent Plus Loan Application process at http://studentaid.政府 
  3. 完整的 Plus Credit Counseling, when approved through appeal process or endorser at www.studentaid.政府
  4. Approved Parent Plus Loan borrower must complete Loan Agreement for a PLUS Loan (MPN)

需要帮助? Click Here to Make an Appointment with Financial Aid!